Invoices and payment links
Send a link by email or text. Customers pay by card or bank account without calling you.
Invoices and recurring payments
Make it easier to pay your next invoice.
Deposits, larger invoices, and monthly charges are easier to collect when paying takes one tap. We compare card, ACH, and payment-link options against the tools you already use.
- Free payment review
- Typically same-business-day reply
- Compatibility checked first
St. George, Utah
Get paid without the chase.
We look at how customers get billed, how they would like to pay, and how your team tracks it afterward.
Common fits
- Contractors and trades
- Offices and professional practices
- Memberships and subscriptions
- Anyone who bills after the work is done
Deposits and progress payments
Collect part upfront on a larger job and the rest when the work is finished.
Recurring and saved payments
Charge a saved card or bank account on a schedule, with the customer’s permission.
Your accounting tools
Payments should land where you already keep your books. We check which tools connect.
Failed and returned payments
Cards decline and bank payments can be returned. We ask what happens next, and what it costs.
Customer notices
Receipts, reminders, and confirmations so customers know the payment went through.
Card, ACH, or both?
The right choice often depends on how large the invoice is and how fast you need the money.
| Method | How it works | Often fits | Watch for |
|---|---|---|---|
| Card payment | The customer pays with a credit or debit card. | Smaller invoices and customers who want to pay right away. | Card fees grow with the size of the invoice. |
| ACH bank payment | Money moves from the customer’s bank account to yours. | Larger invoices and repeat or recurring bills. | Slower funding and returned payments. Fees vary, and ACH is not always free. |
| Both, customer’s choice | One link offers card or bank account. | A mix of small and large invoices. | More setup, and two sets of fees to compare. |
General guide, not a quote. Fees and timing depend on the provider. Ask us to price both methods for your typical invoice.
Billing tools we can compare.
We set up the comparison around your billing and notification needs, then look at which providers cover them.
NMI
Gateway-led payments and SmartPOS options
PayAnywhere
Readers, smart terminals, and Payments Hub
Authorize.Net
Gateway, invoicing, and software integrations
Square
Register, terminal, handheld, and business tools
Confirmed before you commit
- Whether it connects to your invoicing or accounting software
- ACH availability, plus its fees, limits, and timing
- How saved payment details are stored, and who holds them
Straight answers, before you commit.
Is ACH cheaper than cards?
Often on larger invoices, but not always free. Providers can charge per payment, monthly, or for returned payments, and funds usually arrive more slowly. We price both for your typical invoice.
Can customers pay an invoice without creating an account?
Many payment-link tools let them, but features differ by provider. We confirm exactly how the customer pays before you commit to one.
Can I charge customers on a schedule?
Often, with a provider that supports saved payments and the customer’s permission. We confirm both, plus what happens when a scheduled payment fails.
Can I keep my accounting software?
Possibly. It depends on which tools connect to the provider. We check your software’s supported payment options and tell you if anything would need to change.
Most businesses use more than one.
Price card and ACH for your invoices.
Tell us how you bill and how big a typical invoice is. We’ll compare the costs and the timing.
- Free payment review
- Typically same-business-day reply
- Local support, St. George