How does PayPro help me save on payment processing?

PayPro shops your merchant statement to 30+ banks and processors simultaneously. Because we have no loyalty to any single processor, we find you the lowest rates available. Our clients save an average of 24% on processing fees, with some saving over $3,000 per month. We've saved businesses over $2.4 million in 2024 alone.

Is PayPro's statement analysis really free?

Yes, 100% free with no obligation. Simply upload your merchant statement and our AI analyzes it within 60 seconds. We'll show you exactly where you're overpaying and how much you could save. No login required, no credit card needed, and we don't store your data after analysis.

What is interchange plus pricing and why is it better?

Interchange plus pricing separates the actual card network cost (interchange) from your processor's markup. This transparency means you see exactly what you're paying and why. Unlike flat-rate pricing (like Square's 2.6% + 10¢) or tiered pricing that hides fees, interchange plus typically saves businesses 15-30% on processing costs. It's the pricing model used by 90% of large retailers.

How long does it take to switch payment processors?

Most businesses can switch processors in 3-5 business days. PayPro handles the entire transition including terminal reprogramming, payment gateway integration, and testing. We ensure zero downtime so you never miss a sale during the switch. Many of our clients complete the switch over a weekend.

What hidden fees should I look for on my merchant statement?

Common hidden fees include: PCI non-compliance fees ($20-100/month), batch fees ($0.10-0.30 per batch), statement fees ($5-15/month), monthly minimum fees, annual fees, early termination fees, and inflated interchange markups. Our AI statement scanner identifies all of these automatically and shows you exactly how much each one costs you.

Does PayPro work with all business types?

Yes, we work with all business types including retail stores, restaurants, e-commerce, professional services, healthcare providers, B2B companies, and even high-risk industries. We have processor partners specializing in every vertical, ensuring you get rates optimized for your specific business type and transaction patterns.

How is PayPro different from other payment brokers?

Unlike traditional brokers who push you toward processors that pay them the highest commissions, PayPro is completely processor-agnostic. We leverage 30+ sponsor banks competing for your business, which drives rates down. Our AI-powered analysis also catches fees that human reviewers miss. We make money by helping you save money—our interests are aligned with yours.

What information do I need to get a quote from PayPro?

Just your most recent merchant processing statement—that's it. The statement contains all the information we need: your monthly volume, transaction count, average ticket size, current rates, and fee structure. Upload it to our secure portal and get results in 60 seconds. No application forms, no lengthy questionnaires.

Are there any contracts or cancellation fees with PayPro's recommended processors?

PayPro never recommends processors with long-term contracts or early termination fees. We connect you with processors offering month-to-month agreements so you can switch at any time with no penalties. If you're ever unhappy with your rates or service, you're free to leave. That's how confident we are in the savings we find.

How much can I realistically save with PayPro?

Our average client saves $847 per month, or about 24% of their processing costs. Savings depend on your current rates, monthly volume, and business type. Businesses processing over $50,000/month typically save $500-3,000+ monthly. One restaurant client found $3,200/month in hidden fees—that's $38,400 back in their business annually. Use our free analyzer to see your exact savings potential.

Analyze

100% Free - No Signup Required

Free AI Statement Analyzer

Upload your merchant statement and discover hidden fees in under 60 seconds. See exactly how much you're overpaying—and what you could save.

No Signup RequiredGet your full analysis without creating an account

No Data StorageYour statement is analyzed and immediately deleted

60-Second ResultsAI-powered analysis delivers instant insights

Bank-Level Security256-bit encryption protects your data

2,847 statements analyzed this month

AI Statement Analyzer

Upload your statement for instant AI-powered analysis and discover hidden savings

Upload

Analyze

Save

Your Industry

Upload Statement

Click to upload or drag & drop

PDF, JPG, or PNG • Max 10MB

I agree — data is processed securely and never stored

256-bit encryptionZero retentionInstant analysis

Trusted by Thousands of Businesses

Our AI has analyzed thousands of statements and found millions in hidden fees

2,847+Statements Analyzed

$2.4M+Savings Identified

$847Avg Monthly Savings

<60sAnalysis Time

How It Works

Upload Your Statement

Drag and drop your merchant statement (PDF or image). No login needed.

AI Analyzes Fees

Our AI identifies every fee, calculates your effective rate, and spots red flags.

See Your Savings

Get a detailed breakdown showing exactly how much you could save.

Frequently Asked Questions

Is the analyzer really free?

Yes, 100% free. No credit card, no signup, no email required. You get the full analysis immediately with no strings attached.

What happens to my statement data?

We analyze it and show you the results. We don't store your statement after analysis, don't sell your data, and don't share it with third parties.

How accurate is the savings estimate?

Our estimates are within ±5% of actual realized savings. When merchants switch based on our analysis, they typically save as much or more than we projected.

Can I use this to negotiate with my current processor?

Absolutely! That's one of the best uses for it. Walk into the negotiation armed with data about your current fees and competitive rates.

What file formats do you accept?

We accept PDF files and images (JPG, PNG). PDF works best for accurate extraction, but our AI can read photos of paper statements too.

Why is this free? What's the catch?

There's no catch. Informed merchants become PayPro clients. When you see the truth about your processing costs, you don't need a sales pitch—the numbers speak for themselves.

Want to Learn More About Our Analyzer?

Read our in-depth article about how the AI works, what we find, and why we give it away for free.

Read: How Our Free AI Statement Analyzer Works

Ready to Stop Overpaying?

Join 500+ businesses saving an average of 24% on payment processing costs.